Publications home > WHITE PAPER: The Advent of Crypto Banking

The emergence of blockchain technology has brought into question some of the fundamental assumptions of our current fractional reserve banking system.  This paper aims to provoke deep introspection about our banking system and the role of central and commercial banks within this system. We hope to contribute to the discourse of practitioners in central banking, commercial banking and the blockchain industry by examining some of the principles of money, value, banking and macroeconomics, and how blockchain may impact some of these principles.

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